UPDATE: I have read many comments people asking about delivery time, delivery time is 30-60 days for Pakistan. Don’t worry and keep waiting. If you report them and they send new card to you then previous card will be disabled in your account, means you can no longer use if it arrives after days.

Very useful tip bout address: Please see “Address Information” on how to enter your address.

I saw many people asking and searching “how to get free Debit card” to use for on-line services and withdrawing money.I thought to write an article about complete guide how to get Master card and use it online.

What is Payoneer Card?

Payoneer is an international company founded in 2005, which offer free master debit card to anyone linked with their partners.It is providing its services in more than 210 countries.

Payoneer card is a physical card same as credit card, but it is pre-paid debit card powered by MasterCard. Prepaid means it can only be used when it has money in it. So, you should first load money in account before using it anywhere.You can use it online for buying on internet, withdrawing money from ATM machines or paying on any POS which accept major credit cards. It can also be used to verify your Paypal, Moneybookers, Alertpay and eBay accounts.

How to Get Payoneer Card?

You can get payoneer card by applying from any of the following companies you work with.

Here is the short list.

    • Freelancing
    • Payment processing
      • 2CheckOut
      • Plimus
      • FastSpring
      • WebMoney
    • Advertising
      • MediaWhiz
      • Bux.to
      • Copeac
      • ROIRocket
      • IncentReward
    • Adult
      • AWEmpire
      • Adult Friend Finder
      • Hustler Cash
    • Others
      • FreedomRocks
      • GPA40
      • iStockPhoto
      • Fluc
      • Zizbiz
      • MagicRock
      • TripleClicks

Don’t use any partner site?Still you can get payoneer card.

Go to this website and register for a free payoneer master card.http://www.payoneer-affiliates.com/

payoneer card registration

After completing the form you have to wait for approval of your debit card request and after that they will ship card to your address.

Note: Always use your name and mailing address correctly, Otherwise Payoneer will not responsible for card lost.

Address Information

While applying for Payoneer card, in address field please enter your complete address including country name i.e Pakistan. I have demonstrated in picture below.

Home Address

One approved they will ship and you will get it within 15 days (Max 30days) at your home address.

Payoneer envelope and MasterCard is shown below.(For security reasons i have censored my mailing address and Payoeer card number)

How to Activate Payoneer Card?

After receiving it go to website www.payoneer.com and click on Activate your card and after login type card number and PIN code twice to activate it.

Here is the demo video by Payoneer on how to activate payoneer card.

Payoneer Charges

Payoneer charges varies partner to partner but if you apply by their affiliate website the charges will be as follows.

Annual card account maintenance $29.95 Per Card From available card balance each year
Card replacement $12.95 Per card One time – when issuing a replacement card
ATM Cash Withdrawals or Transactions
Cash Withdrawal $3.15 * Per Trx When withdrawal is requested
ATM withdrawal Decline $1.00 Per Trx When withdrawal request is declined
ATM Balance inquiry $1.00 Per Trx When inquiry is made
Purchase Transaction Free * Per Trx When card is used for purchases

Payoneer Withdrawal Charges in Pakistan

In Pakistan following bank’s ATMs support Payoneer Master card.

  • MCB
  • CitiBank
  • Faysal Bank

You can find ATMs of these banks within your city by using MasterCard ATM locator.


MCB ATM charge 200/transaction and Payoneer charge $3.00/transaction + small currency conversion charges.

My Words

Payoneer is one of the best company and payment processor I have seen ever.They have affordable fees. I earn, get payment and withdraw it through ATM in seconds.